body { 
       background-color: #FFFFFF; 
       margin: 0px 0px 0px 0px;
       font-family: arial, helvetica, sans-serif; 
       font-size: 12pt; }
      
a:link {
	 color: #FF0000; 
	 text-decoration: underline; }
	  
a:hover {
	  color: blue; 
	  text-decoration: none; }
	 
a:visited {
	    color: #FF0000; 
	    text-decoration: underline; }
	    
.centered { text-align: center; }

.fwtext {
          font-family: arial, helvetica, sans-serif; 
          font-size: 12pt; }

.fwtitle { 
	   font-family: arial, helvetica, sans-serif;
	   font-size: 14pt;
	   font-weight: bold;
	   text-decoration: underline; }
	   
.fwname { 
	   font-family: arial, helvetica, sans-serif;
	   font-size: 12pt;
	   font-weight: bold; }
	  
.footer { 
	  font-family: arial, helvetica, sans-serif; 
	  font-size: 10pt; }	
	  
.fwuline {
          font-family: arial, helvetica, sans-serif; 
          font-size: 12pt;
          text-decoration: underline; }
          
.fwsmall {
           font-family: arial, helvetica, sans-serif; 
           font-size: 10pt; }
          
.date {
        font-family: arial, helvetica, sans-serif; 
        font-size: 12pt;
        font-weight: bold;
        text-align: center; }
          
.time {
        font-family: arial, helvetica, sans-serif; 
        font-size: 12pt;
        color: #FF0000;
        vertical-align: top;
        text-align: right; }           

.italic {
          font-family: arial, helvetica, sans-serif; 
          font-size: 12pt;
          color: #006699;
          font-style: italic; } 
          
.bolded {
          font-family: arial, helvetica, sans-serif; 
          font-size: 12pt;
          font-weight: bold; }  
          
 .smitalic {
 	     font-family: arial, helvetica, sans-serif; 
             font-size: 10pt;
             font-style: italic;}